Praetorian Commercial Auto Insurance Company

Praetorian Commercial Auto Insurance Company

In June 2007, QBE Americas completed the acquisition of PFG (Praetorian Insurance Group), previously a subsidiary of Hanover Re. QBE is Australia’s largest insurance group, but operates in 38 countries worldwide and employs over 16,000 employees. The Praetorian Insurance Company has sold and sold various policies, but its main focus is on businesses including commercial cars. This acquisition complements QBE’s product diversity strategy in the U.S. Now working under the roof of QBE in America; Praetorian still maintains its commercial insurance traditions.

Praetorian Commercial Auto Insurance Company

Understanding Commercial Car Insurance

In many cases, auto auto and commercial auto policies are very similar. Personal auto policies can even provide enough coverage for some business use, and this is useful when you drive a vehicle for personal and commercial purposes. You need commercial car insurance when your vehicle is only for business-specific use. One of the biggest advantages is that commercial car insurance has higher liability limits. This is also necessary if your business involves the transport of special equipment, the transport of goods and people, and the unusual use of vehicles for the example of pickup trucks and sports vehicles.

Similar to private cars, the rules of commercial vehicle insurance vary from state to state. QBE has licenses to sell and cover car insurance in 50 states as well as Puerto Rico and the District of Columbia. Since the Praetorian Insurance Company works under the roof of QBE, the license also applies.

A brief overview of commercially available commercial car insurance products from Praetorian Insurance Company:

Capacity:

– Enlarge to $ 1 million

-Umbrella to $ 5 million

Current Portfolio:
-Business Auto

-Local Trucking

– Specialized Commercial

-Auto includes car rental or used car dealers

Business Options

-Business Auto

-Artisan contractors’ auto business

Special transportation special

-Local distance, 50 miles

Coverage for commercial cars is more or less the same as private vehicles. The difference is within limits. The Preetorian Insurance Company offers new options up to $ 1 million and an umbrella option of $ 5 million. The amount should be enough to cover damages or liability issues if your business gets to the middle of a lawsuit as a result of a car accident.

Part of the personal auto does provide coverage even though the vehicle is for business purposes. However, it will not result in the same amount of financial protection as you can get from a commercial car policy. Imagine a situation when you drive a pickup truck to deliver the goods to the customer. In the middle of the road, you deflect your own van carrying several passengers. In such circumstances, the driver and passenger of the van will not sue you as well as your company. Your personal insurance policy provides financial protection and pays for the claim, but will not defend or pay compensation on behalf of your business. It is normal for drivers and passengers to collect compensation for vehicle damage and injury from you and your business. The Praetorian Insurance Company offers the right protection for such circumstances. Type of Coverage

The scope of the Commercial Commercial Vehicle Company’s Commercial Vehicle Policy may be narrow or broad depending on your choice. Insurance companies provide various policies for example trucks, special transportation, or wider auto business options. In a simple way, the options are as follows:

1-Vehicles as business property 2-Vehicles your company owns, leases, or leases 3-Vehicles for business purposes

Most companies will choose the third option because protection covers all vehicles, including those owned and owned by your own business, provided for business. Coverage even provides liability protection when employees or employers drive private vehicles for business. While the scope is different, the basic type of coverage is the same. The Commercial Auto Policy of the Praetorian Insurance Company still includes three significant safeguards including Responsibility, Physical Damage, and Optional Coverage.

-Liability Insurance: includes financial protection for property damage, bodily injury, and even accidental deaths where you or your employees are guilty. The scope also provides legal defense. The amount of protection to the extent of the policy. Praetorian Commercial Auto Insurance Company

-Physical Damage: This is a combination of Comprehensive and Collision coverage. It protects the damage of the vehicle whether the damage caused by accident or not. Risks include floods, vandalism, theft, or falling objects. Praetorian Commercial Auto Insurance Company

Comprehensive Reviews on the Best Bowling Balls in 2017

Comprehensive Reviews on the Best Bowling Balls in 2017

Bowling Balls Reviews is where you can find latest information about the best bowling balls on the market.
Bowling is a great leisure activity. Millions of people love to play bowling on evening nights together with their families and friends. Bowling is awesome because it can be played no matter of the weather outside, and it has those pauses in which you can relax, take a breath and even catch up with other players, therefore, many people go bowling like they go to a dinner. However, bowling is also a competitive sport, and there are many professional players that spend a lot of time and effort to win various bowling competition. Bowling is played by opponents on the same surface, with the same pins. The only items that can vary are the shoes of the player and the bowling balls. On the market, there are various brands and designs of bowling balls. The characteristics of bowling balls can vary quite a lot. The biggest difference is in the weight, which can be up to 16 pounds, however, there are many other small differences from ball to ball. If you are a professional bowling player, you may want to have the best ball that fits your playing style, and on the Bowling Balls Reviews website you can find out a comprehensive review of the best bowling balls on the market.

Comprehensive Reviews on the Best Bowling Balls in 2017

Bowling Balls Review has analyzed all the major bowling balls that you can buy today, and has written an in-depth review, so that your choice can be much easier to choose the ball that will make your winnings must easier. On top of their list is Brunswick Rhino Bowling Ball, which is an entry-level bowling ball, and best fitted for beginners. It is not the most expensive one, however, it gives enough flexibility to try and learn different techniques. The second on the list is Pyramid Path Rising Pearl Bowling Ball that can be used on various types of lane. Furthermore, when you buy a new Pyramid, it comes undrilled, and you can make your own holes, depending on the size of your fingers and hand. You can go to a pro shop to measure these distances before making the holes or buying a new ball. To read the full reviews on the top 5 bowling balls, go to the Bowling Balls Review website.

This is the only place, that has tested extensively the best bowling balls that you can buy today. Comprehensive Reviews on the Best Bowling Balls in 2017

All You Need to Know About the Canal de la Marne au Rhin

All You Need to Know About the Canal de la Marne au Rhin

For your next barge holiday in France, why not travel down the Canal de la Marne au Rhin and discover the wonders of Alsace-Lorraine. Its complex history has made it a beautiful crossroads of French and German culture, creating the iconic wooden-beamed houses, delicious Alsatian wines and even their very own dialect. There are a variety of landscapes to admire along the way too, including rolling vineyards, breathtaking mountains and historical cities.
Length and Route

 

The Canal de la Marne au Rhin is a 313-kilometre-long stretch of water that links Paris to Alsace and Germany. An excellent route for a barge holiday in France starts in Vitry-le-François and continues towards the historic town of Bar-le-Duc. You can then travel down towards Nancy, first passing through Toul, to finish a little beyond the European Parliament in Strasbourg.

History and Feats of Engineering

Completed in 1855, the Canal de la Marne au Rhin posed a few major issues to the engineers who designed it – mainly, how to pass through the Vosges mountains and reach the Col de Saverne. Initially the canal was made to rise gradually by passing through a seventeen-lock ladder, which would create a 44-metre level change over 4 kilometres. This technique was used until 1969, at which time it was replaced by the Saint Louis Arzviller inclined plane. With this new system, the barge enters a large caisson and is either lifted or lowered up or down the slope thanks to a counter balancing weight. On a barge holiday in France with European Waterways, you’ll be 1 of 39 barges to use it. It should take about 20 minutes to complete the full journey (including entering and exiting the caisson). It is an ingenious system that uses very little electricity and only requires two men to monitor it.

Attractions en Route

Following the Canal de la Marne au Rhin lets you explore all the Alsace-Moselle region has to offer. You won’t want to pass up on the opportunity of discovering the Lehrer Crystal Glassworks once you have passed over the Arzviller slope, or of exploring the historical city of Strasbourg and taking a tour around the renowned family-run Meteor Brewery when you reach Alsace. The Lehrer Crystal Glassworks lets you immerse yourself in the world of glassblowing as you watch experts craft and cut fine glass. Once you’ve ticked that off your list, I’d recommend visiting the Cathedral in Strasbourg, with its gorgeous Gothic-style architecture, its beautifully detailed stained-glass windows and intricately carved gargoyles. There are 332 steps to climb to reach the top, but the view from up there is well worth the effort. You should also have a wander around the windy streets of La Petit France to see the picturesque Alsatian houses lined with colourful geraniums. You can then head to the Meteor Brewery. It offers guided tours on which you’ll learn the six complex stages of creating and blending that goes into making the unique flavour of this 400-year-old beer. It wouldn’t be a barge holiday in France without a little culture!

Take a Leap Into the Unknown: 4 Exciting Bungee Jump Techniques!

Take a Leap Into the Unknown: 4 Exciting Bungee Jump Techniques!

For many, a bungee jump is a once-in-a-lifetime, adrenaline-filled activity that you’ll remember forever – and you’ll forever be able to tell people about your jump! There are many ways to skin a cat, and some of these bungee jump techniques will make your jump even more memorable. Whether you’re a seasoned jumper or will only take the plunge once in your life, there is a thrilling technique out there for you.
Feel Like You Can Fly Techniques!

 

The Swallow Dive is one of the most popular jump styles in use today, and for good reason! Especially beloved by adrenaline seekers, you have to take a big running jump off the platform with your arms stretched out as wide as possible (like a swallow). This will let you soar through the sky to the ground below. There will be a huge adrenaline rush as you feel like you’re flying through the air… and as an added bonus, as the cord begins stretching you will be pointing downwards – perfect for a smooth and easy deceleration.

Be aware: if the body harness you’re kitted out with has a front cord attachment, ensure you twist 180 degrees so by the time the cord tightens out you’re facing upwards. Don’t worry, your instructor will know all this! But the more you know before your jump, the more relaxed you’ll be before the big event.

The Bat Drop is a little trickier than the swallow dive, and much more daring! For this jump style you’ll have to be positioned hanging upside down (!!!) on the edge of the platform. Someone else will need to be holding your feet, and once they release you you’ll shoot off like a bat or vampire into the darkness of the night!

The Back Dive is another jump which is considered to be a little more difficult. You’ll really need to put your all into launching off the platform so that when you’re at the end of your fall, your head will be pointing straight down. Just like the swallow dive, be sure to be facing upwards at the end of your jump if you happen to be using a front-connected body harness.

The Elevator is a technique you’ll definitely have seen somewhere before. You simply step off the platform with your feet pointing down at the ground, and when you reach the end of the bungee you’ll be automatically flipped the right way round.

Top tip: only do the Elevator if you have access to a rubber (Kiwi/ Euro) cord to avoid hurting yourself and doing your ankles some serious harm!

Jump Safely, Jump Insured

Whether you’re going for the jump of a lifetime or plan to tick off all of our suggested bungee jump techniques, make sure your travel insurance covers you. Let’s Go Insure offers cover for one or multiple jumps, and our friendly staff are on hand to help you with getting covered for all of your daredevil antics!

Beginner’s Guide to Choosing Flavored E-Liquid

Beginner’s Guide to Choosing Flavored E-Liquid

From reducing your appetite when trying to quit smoking a traditional cigarette to enjoy yourself in a public place, it is easy to see the benefits of vaping. While millions of people enjoy this habit, beginners are usually not properly educated about how to use vaping tools. If you are new to vaping and using e-cigarette, use this guide to educate yourself about the right tip to buy e-liquid flavor for your electronic cigarette.
What is E-Liquid?

 

It is important to note that not every brand will contain the same material. In most cases, they will contain the following materials:

– Propylene glycol

– Glycerin Vegetables

– Aneka Pain

Most brands and flavors will be present in small bottles or bottles, which offer sufficient quantities to fill your e-cigarette many times. However, a small bottle lets you buy several types over a period of time. It’s best to try some brands and flavors. Beginner’s Guide to Choosing Flavored E-Liquid

Tips on Choosing an E-Cigarette Liquid

When it comes time to buy e-liquid flavor, you will most likely feel overwhelmed by his choice. Fortunately, finding the best option for your needs and budget is possible.

To get started, focus on purchasing from reputable dealers. Do not buy vaping tools and accessories from individual DIYers. While more affordable, DIYers are not experienced enough to create safe and effective vps and fluid devices. This DIY product will likely contain low quality ingredients.

Sweet or fruit taste is an option to consider. This exciting feeling is ideal for beginners who dream without past experience with traditional cigarettes. Choose the taste of melon or berry. Or, satisfy your sweet tooth with a combination of caramel, vanilla, and chocolate. If you’re interested in a unique choice, try a liquid for an e-cigarette that tastes similar to your favorite breakfast cereal. Enjoy vaping with a little marshmallow and honey.

One of the biggest benefits to vaping is the ability to try different flavors and brands. Experiments and mistakes are a big part of finding a taste for your cigarette according to your personality, tastes, budget, and needs. Fortunately, many brands offer sets that include taste options, allowing you to try a few before making larger purchases.

Storage Solutions Beginner’s Guide to Choosing Flavored E-Liquid

Once you make your choice, you need to know how and when to store the bottle properly. Of course, be sure to keep liquids in packaging in areas where the child will not be able to achieve them. This may be a high kitchen or medicine cabinet.

It is also smart to store liquids in dark environments, which do not receive heat or sunlight. This will keep the fresh taste and satisfying fluid at this time is the time to use it.

With this guide, you will fully understand how to choose and keep your e-liquid flavor to ensure it is safe and effective.

Choosing the Right Health Insurance for Your Needs

Choosing the Right Health Insurance for Your Needs

Making sure your body is in the best condition may be important for your longevity. However, preventative maintenance can also have a major impact on your wallet. Annual exams for your teeth, eyes, and body can be expensive when you pay out of pocket, because that’s why health insurance can be very rewarding. The right plan can offset your costs with a lower deductible rather than paying for everything yourself. Having such coverage can also help you choose a doctor based on skills rather than how cheap it is. Learn how to choose the best plan for your needs, so you can get the care you deserve.
What are your needs

Choosing the Right Health Insurance for Your Needs

The first thing you should think about is what kind of coverage you want. For example, if you wear glasses, you may need to opt for a health insurance package that has vision care. If you are worried about the cost of dental care, consider adding your gear to your premium.

Many people choose to pay a small monthly premium that covers major medical expenses but does not include daily prescription fees or doctor visits. This is often referred to as hazard coverage. Having this type of coverage is not the right protection; Instead, it provides peace of mind if you are facing a large unexpected medical expense.

If you have a medical need that requires frequent visits to your doctor, a plan with cheap deductibles (the part you pay when using your coverage) may be the best option for you. The cheaper your deductible, the more expensive your premium will be. However, for a year, you will probably pay less than the pocket with this type of plan. Choosing the Right Health Insurance for Your Needs

How Much Have You Out of the Pocket?

Collect your receipts from last year and add how much it would cost to pay for your dental care, annual exam, and glasses from your pocket. Without health insurance, the dollar is growing. Try to find a plan that fits into the budget you’ve spent over the past year that also meets the medical requirements you have. This will help you save money and get a decent idea of ​​what you can get realistically.

Getting health insurance makes it easy to know that you can get quality care whenever you need a dentist’s visit, sight, or doctor’s visit. Before choosing any plan, you need to determine the needs and amounts you can afford. Choosing the Right Health Insurance for Your Needs

Cost and Benefits of Cosmetic Dentistry

Cost and Benefits of Cosmetic Dentistry

Managing lost, gapped or decayed teeth can be limiting, inconvenient, and embarrassing. Innovative cosmetic cosmetic works can restore the look and performance of natural teeth, and can correct any deficiencies in one’s smile.
Today, dentistry is more than just pulling teeth. Cosmetic dental work is really a new piece of dentistry, which is different from general dentistry in many ways.

 

In traditional dentistry, the dentist concentrates on the oral health of the patient in addition to general monitoring for possible illness and oral hygiene, as cosmetic dental work concentrates to enhance the aesthetic appearance of the patient’s teeth, mouth and smile.

Perhaps the most common cosmetic procedures include dental implants, dental restorations, patches, teeth whitening, veneers, crowns / bridges, braces, tooth bonds, gum pigmentation, gap closures, lip and cheek injections, orthodontics, and more. . Cost and Benefits of Cosmetic Dentistry

By using a number of cosmetic dental procedures, combined with the latest advances in general and cosmetic dental care, experienced and experienced cosmetic dentists can modify your sore tooth and help you to get a bright, white smile.

Patients with damaged tooth structures now no longer have to rely on unsightly metals to change decayed teeth. Dentists now use high density, advanced composite resins and porcelain materials to complement the cavities. This modern filler mimics the look, feel, and performance of natural teeth.

Dental implants can be used to replace missing or broken teeth, very poor dental mask teeth, stained teeth and fissures, whilst teeth whitening helps you improve tooth color and gap closure and binding techniques you can close embarrassing bags between teeth. Cost and Benefits of Cosmetic Dentistry

Benefits

Cosmetic dental procedures not only improve the aesthetics of your face, even provide a significant level of confidence and confidence.

Cosmetic dental work may have a dramatic effect on your overall facial appearance. This will help you:

Enjoy well-aligned teeth without embarrassing braces.

Have a beautiful smile, dazzle, and reason.

Return the damaged or damaged tooth.

Enjoy effective and safe cosmetic dentistry.

Feel back the natural splendor of teeth and smile with dental implant technology.

Increase your confidence with the new, healthier pearl white skin.

Have almost any painless dental treatment along with the latest technology and dental equipment.

Cost

The cost of cosmetic dental care in the eastern, western centers In Europe & the United States is so high that many dental patients forming this region decide to keep their intention to fix their dental problems or seek cheap dental care abroad.

Prices of dental and surgical care in countries such as India, Thailand, Mexico and Costa Rica drop to a fraction of the amount they charge in industrialized countries, so it is understandable why more Western patients are crossing their national borders to capitalize on costs its cheap. dental care during this low income, let alone the western world.

Because, generally, insurance does not cover the cost of cosmetic dental work, the average uninsured patient may not be able to pay out of pocket for your dental care in their home country.

The price of cosmetic dental work may vary from procedure to procedure, based on the type of implant surgery you are performing in addition to what type of service, relating to the quality of dental hygiene and the standard of the facility you receive.

Release new LED street lights

Release new LED street lights

Business, Business Opportunities, Electronics
In communication with our clients, we collect requirements and make research to develop this new type.
European style, close space safely protects the internal components.

features

1. Pluggable modular technology, easy onsite tool maintenance;

2. Honeycomb briquette burning effect and overall cooling technology of the structure;

3. Multiple IP68 protection, highest waterproof level; Metal structure, high mechanical strength;

4. Ergonomic light distribution to achieve uniform illuminated effects; Free modular serialization and full power range solution.

Product link to site:

LED Street Light T18A

LED Street Light T18B

LED Street Light T28A

LED Street Light T28B

Release new LED street lights

Venture Off the Piste at La Plagne & Les Arcs

Venture Off the Piste at La Plagne & Les Arcs

There is no better way to relax and really recharge than by heading to the beauty of the mountains. When you are trying to take advantage of your winter holidays, enjoy the luxury of luxury lodges are the way to go. Since you do not have to worry about cooking and cleaning, you’ll be free to enjoy the magic of slopes and off-piste terrain that is not sculpted that awaits your trail.
One of the most enjoyable experiences of a skiing holiday is roaming off-piste, which should only be done by the most advanced skiers. It is also important to plan the route and to make sure that you are prepared properly. Venture Off the Piste at La Plagne & Les Arcs

How to Prepare Off-Piste Adventures

What’s the best advice to go off-piste? Hire a guide. A certified local guide has an excellent knowledge of the mountains and will take you to the best path. You will not only avoid risk zones, but you can also access the best snow! The guides will be able to give you specialist avalanche equipment, such as transceivers and shovels: picking up the right kit with you is very important. It may sound obvious, but checking snow conditions and avalanche before you leave is a must. Like listening intently to official advice! Venture Off the Piste at La Plagne & Les Arcs

Les Arcs and La Plagne

Together forming the Paradiski area, the neighboring Les Arcs and La Plagne resort offers a vast expanse of off-piste terrain.

Couloir de Pramain

This beautiful off-piste route is easily accessible from La Plagne. Cut off the Bellecôte run and cross the col, where you will descend into the narrow gap. Follow the couloir down the mountain to finish among the trees, before rejoining Le Dérochoir piste.

Cairn Couloir

The famous route in the North of the top of Bellecôte is not for the weak. The narrow section at the top leads to a small cliff, which you must navigate all the way down. With a 40-45 ° slope for the first 300m, this can be tricky! As soon as the first part gets out of the way, you’ll descend from the other couloir and then ski down the street below.

Grand Col

The impressive Grand Col summit at Les Arcs is accessed through a 30-minute hike from Grand Col’s chairlift. Once you are at the top, you will clearly see his descendants, who follow the valley line. While you are skiing, you should take the path that leads to Planay before entering the resort with a blue runway. Venture Off the Piste at La Plagne & Les Arcs

Kick Back to Catered Chalets

After hours of adrenaline adventures either on or off the piste, kicking back to one of the villas with your resort will ensure that you are rejuvenated and you are ready to take action the next day. With a full service Ski Amis, you will enjoy a full English breakfast, homemade afternoon tea and dinner three or four nights with wine. So relax, regain your strength and do not miss a moment in the mountains.

Belinda Smythson works for Ski Amis, a specialist ski travel agency and booking service that has helped avid skiers and hikers make their perfect winter breaks for more than a quarter of a century. If you are looking for catered chalets, La Plagne is an ideal choice. For accommodation anywhere in Three Valleys, Paradiski, Espace Killy or Chamonix Valley, Ski Amis is a go-to company for winter sports enthusiasts looking for a lifelong holiday. Venture Off the Piste at La Plagne & Les Arcs

Packing Tips for Travel Worldwide

Packing Tips for Travel Worldwide

You are leaving weeks of exciting and round-world adventure and no doubt everything you’ve done over the last few months has continued to this day. You’ve updated your passport, purchased your flight tickets, booked accommodation in different cities, bought annual travel insurance and you’re now ready to start packing for this long-awaited adventure!
Not sure where to start? We’ve covered some practical tips when you start packing for your trip.

Packing Tips for Travel Worldwide

Luggage or backpack

While the debate continues over whether a suitcase or rucksack is best on a round-the-world trip, we believe hybrids are ideal. You want a double-wheeled bag as a backpack for mobility and maximum comfort. You never know when you have to run to catch a train or bus that goes to the next destination, and have a bag that you can steer or ride comfortably will make it much easier. In addition, choosing a cloth bag because of the difficult problem favored because it allows your goods into the storage more easily.

Less is more Packing Tips for Travel Worldwide

When you have to decide what to take with you, there are items that are not appropriate for negotiations, such as passports, money, credit cards, and annual travel insurance information, as well as special items such as prescription eyeglasses. But when it comes to packing clothes, shoes, toiletries and equipment, remember less always more, and more stuff can be bought on the road if needed.

In fact, packing for any climate and situation you might face on your journey is almost impossible! We recommend three out of each clothing category: three pairs of pants, three shirts, three pairs of socks, three pairs of shoes – you get the idea. Remember that you will be able to wash your clothes on the go – a good bonus for packing light.

Try choosing pieces that can be mixed and matched and made from a cloth that dries quickly. If you have items that can serve a dual purpose, such as women’s sarongs that can be used as beach towels, skirts, shirts and scarves, the better! If you are not sure about the item, choose not to pick it up. Wear minimal toiletries, as these items will weigh you and can be purchased overseas, as per your requirements.

Get Packing

Save space in your bag by rolling clothes instead of folding and stacking. Pack socks and underwear shoes and the contents of every possible cavity. Wear large items on the plane, such as hiking boots or winter jackets, to save space in your luggage. Place all essential items, such as passports, money, annual travel insurance information and electronic goods in a safe and accessible place close to you. As an additional security measure, take a photo of your document and take a photocopy in a different place than the original.

Getting your stuff together for a trip around the world does not have to be a chore! Light and smart packing will go a long way in ensuring you have everything you need to make this trip an experience of a lifetime.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.