Create Your Own Gift Card

Create Your Own Gift Card

If you need to send someone a special halo, but you have a budget or can only send a gift in the form of an envelope, then making a card with your own two sneaky hands is the way to go. Making cards easy and affordable. Even if you live outside of cereal you can use a cereal box as a backrest for your card and an old pasta to create an art inspired noodle.
If you still feel uninspired, we’ve created a list of ideas (with pictures,) that we offer you from our experience, it will help keep your creative stream flowing. So grab some scissors and glue, wear stylish aprons and let’s fall cunning!

Create Your Own Gift Card

TAPE LONG MIX

After you buy your CD player there is no space in your life for music tapes anymore. The little fingers that music plays magically are now another piece of impractical plastic in your bedroom garbage pile. Today you will free them from the dumpster and refresh them again into art.

Draw a picture of your receiver’s base on the front of your card. Take off your ribbon and cut a haircut that reflects your current recipient’s key. Now re-create your friend’s hair with a piece of ribbon attached to your card. You are now drafting a craft.

BITS, BOBS & BUTTONS

Make a visit to the local charity shop and find jewelry, buttons, and old beads to create your masterpiece. Try and find colors like colors so you can make your drawing into a coherent shape.

Draw an outline of your image on your card. You may want to do faces or even just a balloon for a birthday greeting card. Fill your objects with the colors you choose and then create a background with different colors. If you use the gift recipient’s face as an inspiration, use different beads and color buttons to create colors and light. If you can draw this one, you can get the crafting genius badge.

KOLASE

Take an old magazine, a pair of scissors and some glue. From here the options are endless – endless in the use of these three items. You can cut the pretty picture you like and make landscape or just cut the color and create your own miracle. Magazines allow you to cut a bit of text too, so maybe you can add something smart about the effects of gravity when you’re forty years old in the body. Everyone loves good jokes about their age.

SEWING

Why not make a card with a needle and thread? With a single color of wool or yarn you can create a heart-like shape for Valentine’s or Christmas tree shapes. Outline the shape you want to do on your card with a pencil. Then stir the hole through the outline of the card with your needle and remove the pencil. Now, attach the color you use to your needle and sew the color through the hole you have made until you fill the shape. Easy!

SPARKLING

We all love sparkling things. If it makes us happy. That means glitter is a perfect addition to a birthday card where you want to add a sweet comment like ‘You make me sparkle’. Make a shape on your card and paint your glue inside the shape line. Add glitter (free). Remove the excess and present it with a flourish. Create Your Own Gift Card

Why Do You Need Life Insurance

Why Do You Need Life Insurance

It’s hard to talk about death, especially when it involves people you love. Conversation about death really needs to happen if there is no delayed concern about health problems or when age is not a factor. This is something you should talk about openly, and do it when you’re young. There are a few things you want to consider when you are planning together. You want to have the will to make sure that the issue is handled as you see fit. Another area to consider is life insurance in Greenville, SC, or with companies in your area. There are many reasons why you should have life insurance. It’s important to protect your family, maybe your business, and maybe leave a legacy.

Reasons You Should Consider Life Insurance Why Do You Need Life Insurance

You really never know what the future holds for you. Every day, anytime, you can be involved in a fatal accident, an unexpected illness, or die of natural causes. Life insurance is a way to help your family and loved ones face the financial burden that may be caused by your death. Emotional worries are great, and the last thing you want to add is extra worry about how to pay mortgages, principal bills, tuition, and other expenses. Life insurance benefits can also help pay for housing taxes. Nothing will bring you back, but at least you can make it easier for the people you leave behind.
You never want to make the assumption that your family will bounce back after you die. It is possible that living parents may want to take time to work to care for children, especially after a tragic loss. You also do not want to plan a couple to remarry. You might think it could happen, but it should not be part of the financial plan. You want to do your best to let your family in a situation of having enough, through life insurance allowances, to provide the lifestyle you want them to lead. It’s important to work with a financial planner to evaluate your goals and find the best figure for your situation.
Death should not mean that your family is in debt to survive. Funerals are expensive events and choices that can be an add on when emotions are high. Life insurance can cover these costs as well as other expenses. You do not want to add to the burden they already feel with accumulated debt immediately. Why Do You Need Life Insurance
It is important to buy your life insurance at a younger age, when your health is at its best. Once you have your policy protected even if you suddenly find you have cancer or other conditions that might prevent you from getting protection. In other words, you lock your inability when you are most healthy. Many futures policies will also come with the option to change all life later on in the life of the policy. This is very valuable, because the whole life policy allows you to maintain your lifetime insurance and also creates a tax-free cash value and can even be used as a channel for pensions.

Why Do You Need Life Insurance

When you are young, you may think that you do not need life insurance in Greenville, SC, or wherever you live. You will want to take the time to evaluate what your family will do if tomorrow you do not come home. This is the thing that is responsible for doing, and although this may be a difficult discussion, it is one of the things you need to have.

Eco Eco Hotel for Green Globetrotting

Eco Eco Hotel for Green Globetrotting

One of the worst things on the road is the huge carbon footprint you collect while playing globetrotting. Fortunately, there are some things you can do to help neutralize your environmental impact and improve your feelings. Spread across the world is a resort that has enormous environmental and social impact. They use water wisely and provide educational programs to people in the local community, and you can help them out by staying there.
Most of the wandering souls are a passion for the world we live in, and living in a place that helps keep this world is a great way to help preserve and protect our planet. Not even a super hippy! This eco option is very luxurious and environmentally friendly. Eco Eco Hotel for Green Globetrotting

Hoshinoya Karuizawa, Japan

A small pavilion-style building with large windows lies on a winding river bank, surrounded by ancient eastern trees. Here’s what you’ll find if you choose to live in this eco resort, where stylish and eco-friendly features of real substance coexist harmoniously. The river itself provides most of the power to this resort, and water rejuvenation is also used in the various revitalizing and relaxation treatments offered to guests staying here. Eco Eco Hotel for Green Globetrotting

Finca Rosa Blanca Inn, Costa Rica. Some photos provided by VFM Leonardo

Be aware that this ethical, carbon-neutral and sustainable resort is also involved in educational projects for local communities and employing only local staff. For the first robbery to an eco hotel, you can not do better than this level of authentic responsibility. Costa Rica enjoys very rich local flora and fauna, and you can easily live a little cliche just by leaving footprints, and just taking photos … but with a factor that feels good to be gained from staying here, who cares about the fun of cliches ?

Whitepod, Le Valais, Switzerland

How about trying spot glamping? This smartly designed white pod fruits are specially made to blend in with the surrounding snowy hills in the winter, and in the summer months, glow is dark green forest. This eco-friendly option buys local products, carefully manages their energy and water consumption, and expects its guests to come in responsibly: means on foot. You will find your inn at the end of a beautiful Alpine walk, and this is part of the eco experience.

Before you go

Whether you achieve one or all of these amazing and ethical goals, you need the appropriate travel insurance. Some insurance companies offer annual multi-trip travel insurance that will keep you covered in all your globetrotting green baskets this year. Check that your insurance company has a customizable option so you can make sure you are protected for your travel purpose. You will enjoy peace of mind while traveling knowing that your person is protected from the environment you are visiting.

Ethan Bailey is an experienced adventure traveler and insurance expert with Let’s Go Insure team. Ethan’s spirit is to inspire his clients to go further, deeper and higher on their journey and his expertise in providing ideal insurance allows them to do just that. If you’re looking for the best multi-trip annual travel insurance Let’s Go works with the most experienced underwriters, intermediaries and insurers. Eco Eco Hotel for Green Globetrotting

Your Ultimate Guide to Traveling in Morocco

Your Ultimate Guide to Traveling in Morocco

Morocco is a truly magnificent destination with unique culture, history and many places to explore! From kasbah (fort) to the Sahara Desert, nothing will not amaze you and be attracted to this country. Many Moroccans I met were very nice, friendly, and friendly! Not to mention the fascinating places to visit and the low cost of living as well. If you are planning to visit sometime, here are some tips for traveling in Morocco. Your Ultimate Guide to Traveling in Morocco
1. Morocco is an affordable tourist destination. Although with the increasing number of tourists in recent years, it is still a relatively cheap place to visit. You can still find affordable accommodation that is located around the city center and eat cheaply.

2. Ready to bargain. Depending on what you buy, some goods on the streets and local markets can be high but very acceptable to bargain at the best price.

3. If you want to go on a journey like the Sahara Desert, you do not need to book in advance because there are travel agents anywhere that offer such tours. Sometimes, you may find a better deal directly than you do online.

4. Learn some phrases in Arabic (or French). They are the main language of instruction in Morocco. Given the increasing number of tourists there, you should be fine with English. However, knowing some keywords and phrases in Arabic (and French) can be useful when you interact with locals, especially in rural areas.

5. As a Muslim country, Morocco is still bound by religious traditions and norms on how to behave and behave in society. While this is one of the more progressive Muslim countries (especially in terms of women’s status) and more tolerant of tourists, dressing modestly is for your own sake and can save your attention and problems. Also, do not pretend to dress modestly whenever possible. It can risk attracting attention from pickpockets and false guides (wrong). Your Ultimate Guide to Traveling in Morocco

How to Plan a Trip Worldwide

How to Plan a Trip Worldwide

For most people, taking time away from the routine routine to travel the world is a dream come true. With cities all over the world wooing visitors with discounted rates for places to stay and things to do, airline ticket sales and low annual travel insurance rates, uninterrupted world travel has never been so affordable. So if you’re ready for the adventure of a lifetime, I’ve put together some tips to start your planning!
Where to go?

How to Plan a Trip Worldwide

The first step in planning a world tour is to decide where you want to go! What do you want to see? Make a list of all the places, take a map and start planning the trip path from one place to the next.

If you want to see as many places as possible in the time you have to go, count two nights per city. Anything shorter and you will not have enough time to see a lot from one place, plus you will be very tired, very quickly. If you want to spend more time to visit fewer destinations, determine the number of nights you want to spend in each area and this will determine the number of stops in the prescribed time you have. Budget

Your budget will make many of your decisions for you. This will determine where you go, what type of accommodation you order, and how often you will move from one city to the next. You should also consider adding travel fares such as renewing your passport, annual travel insurance, as well as any required visas or vaccinations – depending on where in the world you plan to travel to. Transport How to Plan a Trip Worldwide

Many airlines offer round-the-world rates, each with its own conditions and limits, so make sure you know the rules before placing an order. Compare these tickets to individual segment rates to ensure you get the most appropriate travel schedule for you and according to your budget. See also travel points, to see if any accumulated points you have will qualify for the flight.

If you plan to travel by train or bus during your round-the-world trips, research routes, fares and online itineraries to get an idea of ​​what will work best for your imagined trip.

Accommodation

It’s easy to research accommodation options lately, with online reviews available on many travel sites like Tripadvisor and Booking.com. Read the overall reviews to get more accurate picture of what staying at a particular property would be like. Like transportation, the travel points you collect can often be used to purchase hotel rooms around the world. How to Plan a Trip Worldwide

The helpful tip in designing a round-the-world trip is to post your plan and any questions you may have on an online travel board at sites like Fodors, Tripadvisor or Lonely Planet. Tourists who have been to the same destination will offer useful tips on various travel subjects, from transportation to annual travel insurance, to the best times of the year to travel to specific destinations.

Once your plan is in place, you can relax, knowing that you have arranged a well planned trip. Realize, too, that even the best plan may end up with a detour here and there, but it’s all part of the journey. Happy traveling! How to Plan a Trip Worldwide

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

Here’s a Quick and Easy Way to Attract New Clients

Here’s a Quick and Easy Way to Attract New Clients
You can get the world’s best product or service and a killer sales letter that can sell a glass of whiskey to a nun. But if you do not have a prospect to see your offer, you will not earn a single cent.

That’s why we marketers spend a lot of time, effort and money to bid our way ahead of targeted prospects. But it does not have to be that strong … not when you know which marketing method is best. Here’s a Quick and Easy Way to Attract New Clients

Here are three proven tactics you can use today …

# 1: Social Media Marketing

Smart marketers know that social media marketing is still in its infancy – and it will surely explode in the coming years! Those who make their social marketing campaigns are now the most profitable people in the future.

That’s because social media marketing is about building relationships with others and building networks and contact lists. The sooner you start building a good reputation in your niche, establishing yourself as an expert and building social media networks, the more you stand when fully utilizing your reputation, content and network.

So where did you start? With some of the largest social media sites, including:

? Web 2.0 content sites, such as Squidoo.com. This site allows you to display one page of websites around niche topics. Google often crawls this page and ranks well.

? Social networking sites like Facebook.com. While you should focus on finding or creating niche-specific groups on these public networking sites, always make sure to find a niche niche networking site.

? Social bookmarking sites, such as Digg.com. This site allows users to share content – and this can be a great tool in your viral marketing campaign.

# 2: Search Engine Marketing

You can pull traffic from search engines in two ways:

You should add these two tactics to your marketing toolkit. That’s because organic search engine results can provide traffic for months (and even years) after you index your pages. But on the other hand, pay per click marketing lets you get very targeted, almost instant traffic.

? By using pay-per-click marketing to show up in search engine-sponsored results (for example, Google AdWords).

? By ranking well for certain keywords and appearing in organic search engine results.

# 3: Buying Ads

Another way to get your offer in front of a very passionate prospect is to place targeted ads. You can do this online and offline, including:

? Buy banners and text ads on niche sites that are highly targeted. ? Buy ads and solo ads in highly targeted niche ezines. ? Buying a blog ad? Purchased ads in an offline publication, including niche magazines and topics related to daily newspapers.

Which is Right for You?

It’s not about choosing a tactic that gives the best results. And that’s because these three tactics are proven, time-tested marketing methods. They should not be used separately, but rather as part of your overall marketing strategy.

Though powerful, these three main advertising methods are just the tip of the marketing iceberg. If you release these three together with other similarly powerful marketing methods, you will release an unstoppable stream of quality leads. Here’s a Quick and Easy Way to Attract New Clients

When you think of retirement what do you imagine

When you think of retirement, what do you imagine ? Cruise ship? Margarita Reading a book by the pool? While this may be your dream, there is a lot of hard work going into that dream. Years of career, education, and salary have helped prepare you for an endless stunning holiday. By planning the future from an early age, you can enjoy retirement and peace of mind. From starting a pension fund early on to invest in life insurance in Greenville, SC, here are some things you can do to start planning your retirement now:

Start frugality and keep it safe. Setting money next to each month is a great way to build a nest egg. However, more importantly do not spend what you save. While you may be tempted to buy a new car or go on vacation, think ahead for the future. It is important to set your retirement savings goals and stick to them. You deserve your retirement.
Know how much the retirement cost. It’s not cheap to stop working. Actually, it is estimated you need at least 70 percent of your last salary to stay after you retire. Plus, it’s just on the low end. If you want to maintain the same quality of life as you enjoyed before retirement, you need at least 90 percent of your final salary. By understanding early on how much it will cost to retire, you will be able to adequately set and save your austerity goals.
Contributions of your employer plan. Most likely, your boss offers some sort of retirement savings plan. If they have a 401 (k) plan, go in and contribute everything you can afford. Some employers will match your contribution to a certain amount. It’s pretty much free money. Plus, this contribution will increase interest and increase in amount.
Leave your own pension fund. You may be tempted to withdraw money from your retirement account to fund the down payment on your new home. However, do not do it. Withdrawal from your account can start a bad habit chain to get into your funds. Plus, you can face withdrawal penalties or additional taxes. You can also lose the interest you can get if you leave the money alone. When you think of retirement what do you imagine
Start an IRA. Type of Retirement Account This specific individual has special tax incentives that can help you. You can contribute up to $ 5,500 per year. The limit will increase once you are 50 years old. This is a great way for you to save easily and can be deducted from your bank account automatically at your own convenience. When you think of retirement what do you imagine
Informed about social security. Once you reach a certain age, you will be eligible for social security. This means that you will receive 40% of what you get before retirement. While this can certainly help towards your retirement, it should not be your only option.
Invest in life insurance. Life insurance does not seem to be helping your retirement plan, but it allows your family to continue living their lifestyle even after you die. By thinking ahead, you will prepare to get results that are possible.

When you think of retirement what do you imagine

Planning your future does not have to be scary or difficult. In fact, with the right information, it could be easy. From setting up 401 (k) to get life insurance in Greenville, SC, start thinking about your future now. With the right preparation, your future will be well thought out and enjoyed once your time comes to retire.

Beginner Guide to Using Reddit

Beginner Guide to Using Reddit

This is called the ‘front page of the internet’, so wanting to get involved with the Reddit community is completely understandable.

But when you land on the homepage for the first time, it’s hard not to feel overwhelmed. Reddit is a site with its own rules, structure, and language.

If you want to get into Reddit action, read this quick guide and learn the ropes before you jump.

So what is Reddit?

Reddit is a content democracy based on a voting system. This is the place to learn the latest news and find a sense of community.

Once you start using it, you’ll find that Reddit is more culture than a site, which means it will be difficult to understand on the first day. Like turning on the first day of school and hoping to get into the direct click of the bat.

There are lots of community jokes and referrals, and although this may be a bit surprising at first, it’s the same thing that will make you feel part of an increasingly close family.

How does Reddit work?

Subreddits
This is the channel in Reddit. If you’re new, you’ll automatically subscribe to top subreddits, like Technology, Music, and Games. As you continue to use Reddit, you will find more subreddit to subscribe.

Multireddits Beginner Guide to Using Reddit
This is a customizable group so you can enter your subdocument. They will sit neatly in your side bar so you can easily get to the destination you want.

Upvoting
Help improve items with upvoting. If they get enough upvotes, they will appear on the Reddit homepage.

Downvoting
If something is not helpful or interesting, you can give it a downvote.

Score
The number of upvotes and downvotes on the item will affect the overall score. The score is between the up and down arrows. The number of upvotes minus the number of downvotes gives you the item’s score.

Karma
Karma is obtained when you continue to use Reddit. This is based on the amount of upvotes and downvotes that have been collected and your comments since you opened your account.

Learn Reddit Lingo Beginner Guide to Using Reddit

We are not joking when we say that Redditor has their own language. Here’s how to crack the code:

TL; DR – Too long, unreadable
If someone has installed a wall of text, it is not uncommon to see this in response.

HIFW – How do I feel when …
Use this along with a GIF that expresses your extreme emotional reaction to a given subject.

FTFY – Stay that for you
Usually used when a person defeats or exceeds a claim made by another Redditor.

OP – original poster
This is used when referring to the person who originally started the thread or the post in question.

ITT – In this thread
Use this when you want to generalize the community within a certain thread.

Before you post …

Do not forget to polish your Reddiquette. Do not spam and never ask others to upvote your content. Each subreddit has its own rules to follow, so do not forget to check out this before you post.

Enchanted Village of Morzine Casts a Spell for Kids

Enchanted Village of Morzine Casts a Spell for Kids

Christmas is a magical time of the year, but I also know just how stressful it can be for parents – this is especially true for those with a boisterous brood! This Xmas, why not whisk the whole family off for an unforgettable vacation? This can take a great deal of pressure off the family occasion, whilst treating the little ones to plenty of adventurous fun.
Morzine is a wonderful place to spend Christmas with its two-week festival over the holi-days called “The Enchanted Village of Morzine”. A lovely and festive atmosphere sweeps across the child-friendly resort, and there are lots of great facilities and activities for kids.

 

In the unlikely event that they tire of the festival and skiing opportunities, kids can also enjoy sledding, ice skating, swimming, husky sledding and more. There is plenty for mum and dad to experience here too! Another key selling point? A quick and easy journey to get there: fly into Geneva and then jump into a pre-booked Geneva to Morzine transfer.

Check out the schedule for the brilliant two-week festival:

Illuminations – To get everybody in the festive mood, the entire Tourist Office Square is decorated with stunning illuminated decorations. This looks fantastic against the white of the snow lit up beneath the starry night sky.

Father Christmas – What is Christmas without a visit from jolly Old Saint Nick!? The little ones will be thrilled to see Santa arrive in the village with plenty of joy and gifts in tow.

Workshops – Keeping children happy and entertained can be challenging over the holidays, but not here. There are dozens of workshops to keep them busy and this is also a great way for them to make new friends. Card making, garland- and druid-making work-shops are just a few options.

Ice Sculpture – Professional ice sculptor Sebastien Cohendet is in town and watching him turn a block of ice into a piece of art is an experience that is sure to dazzle the entire family.

Fireworks – Get ready for plenty of “ooohs” and “ahhs” with Morzine’s very own fireworks displays. In the snowy mountains, this is a unique experience and even more magical than the displays you get back home.

Children’s Cookery Classes – Another great way to keep your brood busy, the children’s cooking classes will teach them how to make a range of tasty treats in a fun and safe environment. Who knows, they may enjoy it so much that they offer to cook back at home!

Street Theatre – No Christmas is complete without theatrics. Watch the superb and highly amusing street theatre parades put on over the course of the festival. These really un-ite the village and get everybody in the mood for an unforgettable Christmas.

Entry to the festival is free too, so you can benefit from all this excitement without break-ing the bank! Now that is good value for money.

The enchanting resort of Morzine is really easy to reach too. Simply book a flight to Ge-neva and arrange a Geneva to Morzine transfer in advance. There are dozens of flights made from a number of budget carriers, and the flight takes just under 1.5 hours. A Geneva to Morzine transfer will take a little over an hour, so you can sit back and enjoy the views as you are whisked away into the mountains.

Morzine is a marvellous place to spend the holidays this year as it becomes a breathtaking winter wonderland and has dozens of activities to keep the kids happy and content.

Top Tips for a Stress-Free Family Skiing Holiday

Top Tips for a Stress-Free Family Skiing Holiday

Whatever your destination, going on a family holiday with young children in tow can be stressful. But don’t worry: with careful planning and research, you can ensure that your family will have an unforgettable holiday for all the right reasons!
Now that the winter season’s upon us again, there’s no better time to hit the slopes with your family. People often shy away from taking young children on skiing holidays, but with so many fantastic and child-friendly resorts to choose from, it is an ideal option for those wanting fun-packed days and cosy nights spent in alpine chalets.

 

We’ve put together some tips to help you plan the perfect holiday on the pistes.

Timing Is Everything!

Peak season is often the busiest time, attracting skiers of all ages. During Christmas, New Year and school holidays, expect to see lots of skiing families. If you prefer to have the slopes and the resorts to yourself, the first two weeks of January are the best time to go. And if you’re not tied to the school holidays, the off-peak season is even better.

Research, Research and More Research

Did we mention research? The key to the perfect family skiing holiday is to research the best resort to suit your needs. Ideally, you want an accommodation that’s completely child-friendly. What’s more, it shouldn’t be too far away from the slopes, so that you and your family are ready to ski as soon as you wake up.

The importance of choosing a resort with all desired amenities cannot be underestimated. Look out for resorts with shops, a good variety of restaurants and a pharmacy, as children are often accident prone.

Lastly, don’t forget to check out the resort’s entertainment facilities to keep your little ones busy on and off the piste.

Pre-Book Ski Essentials Before Your Holiday

Avoid long queues and pre-book your ski lessons, ski passes and ski hire before you even get on the plane. That way, you’ll be ready to hit the pistes as soon as you land.

It’s All on the List

If it’s on the list, you won’t forget it! Planning a holiday with children can often feel like a military operation, but making a list of the things that you and your children will need can make your holiday go much more smoothly. Here are a few things that you should definitely write down.

1. Don’t forget to pack your ski holiday insurance. This is often the last thing that people think about, but travelling with children is stressful enough, so put your mind at rest and take out a comprehensive ski holiday insurance – it’ll keep your family covered on and off the slopes.

2. Take spare gloves and hats with you, as these often get lost or misplaced.

3. Don’t forget to pack your children’s toiletries and medicine. It’s also a good idea to take plasters and ointment for all potential bumps and bruises.

4. Make sure that you bring games, books, toys and any other gadgets that will keep the little ones entertained on long journeys and during cosy nights in the chalet.

And Lastly…

Enjoy yourselves! Spending some quality time with your children will give you some moments that you’ll remember forever – and you’ll remember them for all the right reasons if you take out some ski holiday insurance before your trip!